According to UN Women, the
theme for International Women’s Day, 2022 (IWD 2022) is Gender equality today for a
sustainable tomorrow
Women’s Day is celebrated every year around the world
on March 8.
Across
the world, women depend more on, yet have less access to, natural resources,
and often bear a disproportionate responsibility. Furthermore,
IWD 2022 campaign theme is ‘#BreakTheBias’.
It intends to promote a “gender equal world”, which is “free of bias,
stereotypes, and discrimination”. “A world that is diverse, equitable, and
inclusive”, and where “difference is valued and celebrated”.
Women over the
last few decades have emerged from the four walls of houses, started working
and have become earning members of the family. Women lack financial
independence despite having income and stay away from investing due to ancient
inequalities, resulting in poor participation in financial markets.
Saving
Daily/Monthly for some specific goal or to build emergency fund…
Its as simple as making a diet meal
plan…
Make a diversified portfolio to achieve your goal…
A
long term life goal has become a priority. Saving for retirement for children’s
education is not only a part of head of the family or a male member. Women
shall contribute to the same through financial planning.
Why should a
woman look at investing?
- Importance of financial equality and independence.
- To accomplish her
financial goals or just grow overall wealth.
SAVE as small as Rs.500/month through
SIP to accomplish Short/ Medium/ Long term goals goal.
It is best to keep emotional and behavioural
biases at bay.
Human beings, by their very nature, are not
always rational thinkers. Investments, on the other hand, are driven by
sentiment in the short-term, and can thus witness high levels of
volatility.
Always steer clear of get rich schemes and
evaluate investments through the lens of merit and suitability to your
long-term financial plan.
Bottom Line
Financial
wellbeing is about being in control each day, financially, and feeling
confident about the future. It really is
as simple as that—take the initiative, create a plan, and stay disciplined. You
are on your way to achieving both financial independence and true empowerment.
Avoid
Mistakes
- Don’t invest in Traditional
products (returns 5-6 %)
- Real Estate investment (Returns
6.5- 7.5 %) + maintenance cost
- Gold investment (Instead Gold
bonds (5% p.a.) as
an option)
Relocate
SAVINGS to INVESTMENT to beat INFLATION
Suggested Schemes
|
Equity
Scheme Names
|
AUM (Cr.)
|
1
Year (%)
|
3 Years (%)
|
Since Inception
|
5 Yrs. SIP Returns (%)
|
Riskometer
|
AMFI CODE
|
ISIN CODE
|
|
MULTICAP
Category
(Flexi Cap+ Focused Funds)
|
|
|
HDFC
Focused 30 Fund(G)
|
1,057.64
|
31.55
|
17.64
|
15.16
|
17.73
|
Very High
|
102760
|
INF179K01574
|
|
Mirae
Asset Focused Fund-Reg(G)
|
8,302.04
|
27.73
|
-
|
28.35
|
-
|
Very High
|
147203
|
INF769K01ES4
|
|
IDFC
Sterling Value Fund-Reg(G)
|
4,495.38
|
53.64
|
24.67
|
17.29
|
25.53
|
Very High
|
108909
|
INF194K01342
|
|
PGIM
India Flexi Cap Fund-Reg(G)
|
3,521.63
|
32.41
|
28.99
|
15.29
|
27.50
|
Very High
|
133836
|
INF663L01FJ3
|
|
Quant
Active Fund(G)
|
1,719.74
|
52.99
|
35.33
|
19.69
|
35.20
|
Very High
|
100631
|
INF966L01234
|
|
Large
Cap & Mid Cap + Large Cap Fund
|
AUM (Cr.)
|
1 Year
(%)
|
3 Years
|
Since Inception
|
5
Yrs. SIP Returns
|
Riskometer
|
AMFI CODE
|
ISIN CODE
|
|
(%)
|
|
HDFC
Large and Mid Cap Fund-Reg(G)
|
5,500.15
|
31.66
|
21.08
|
12.24
|
21.56
|
Very High
|
130496
|
INF179KA1RT1
|
|
Axis
Growth Opp Fund-Reg(G)
|
5,735.00
|
35.92
|
26.56
|
24.95
|
-
|
Very High
|
145112
|
INF846K01J79
|
|
ICICI
Pru Large & Mid Cap Fund(G)
|
3,823.71
|
34.75
|
21.47
|
18.44
|
22.07
|
Very High
|
100349
|
INF109K01431
|
|
Nippon
India Large Cap Fund(G)
|
11,168.63
|
25.39
|
15.95
|
11.90
|
17.92
|
Very High
|
106235
|
INF204K01562
|
|
Aditya
Birla SL Equity Advantage Fund(G)
|
6,031.09
|
26.70
|
21.32
|
18.00
|
19.59
|
Very High
|
100033
|
INF209K01165
|
|
Mid-cap
+ Small Cap
|
AUM (Cr.)
|
1 Year
|
3 Years
(%)
|
Since Inception
|
5
Yrs. SIP Returns
|
Riskometer
|
AMFI CODE
|
ISIN CODE
|
|
(%)
|
|
SBI
Magnum Midcap Fund-Reg(G)
|
6,859.18
|
41.84
|
26.79
|
17.03
|
25.72
|
Very High
|
102941
|
INF200K01560
|
|
PGIM
India Midcap Opp Fund-Reg(G)
|
4,362.77
|
47.50
|
36.93
|
19.93
|
34.81
|
Very High
|
125305
|
INF663L01DZ4
|
|
Aditya
Birla SL Midcap Fund(G)
|
3,424.59
|
42.82
|
21.49
|
22.14
|
20.49
|
Very High
|
101592
|
INF209K01363
|
|
Nippon
India Small Cap Fund(G)
|
18,933.35
|
64.28
|
32.61
|
20.99
|
32.53
|
Very High
|
113177
|
INF204K01HY3
|
|
Kotak
Small Cap Fund(G)
|
6,810.75
|
54.53
|
36.21
|
18.07
|
33.50
|
Very High
|
102875
|
INF174K01211
|
|
ELSS
(80/C- Tax saving schemes)
|
AUM (Cr.)
|
1 Year
|
3 Years
|
Since
Inception
|
5
Yrs. SIP Returns
|
Riskometer
|
AMFI CODE
|
ISIN CODE
|
|
Nippon
India Tax Saver (ELSS) Fund(G)
|
12,123.11
|
29.03
|
14.71
|
13.36
|
14.43
|
Very High
|
103196
|
INF204K01GK4
|
|
DSP
Tax Saver Fund-Reg(G)
|
9,855.59
|
28.08
|
23.30
|
15.04
|
22.03
|
Very High
|
104772
|
INF740K01185
|
|
HDFC
TaxSaver(G)
|
9329.11
|
25.51
|
14.85
|
23.63
|
15.50
|
Very High
|
101979
|
INF179K01BB8
|
|
IDFC
Tax Advt(ELSS) Fund-Reg(G)
|
3,582.68
|
38.86
|
24.39
|
19.20
|
24.46
|
Very High
|
111569
|
INF194K01292
|
|
Sector
Funds
|
AUM (Cr.)
|
1 Year
|
3 Years
|
Since
Inception
|
5 Yrs. SIP Returns
|
Riskometer
|
AMFI CODE
|
ISIN CODE
|
|
Aditya
Birla SL Digital India Fund(G)
|
3,085.95
|
48.18
|
37.45
|
12.55
|
43.47
|
Very High
|
103168
|
INF209K01140
|
|
Canara
Rob Infrastructure Fund-Reg(G)
|
200.06
|
39.99
|
23.27
|
13.53
|
21.87
|
Very High
|
103390
|
INF760K01274
|
|
DSP
India T.I.G.E.R Fund-Reg(G)
|
1,443.59
|
37.70
|
21.49
|
16.38
|
20.05
|
Very High
|
102434
|
INF740K01151
|
|
ICICI
Pru Technology Fund(G)
|
7,795.01
|
51.54
|
37.53
|
13.41
|
46.90
|
Very High
|
100363
|
INF109K01506
|
|
Kotak
Infra & Eco Reform Fund(G)
|
511.69
|
40.63
|
21.93
|
8.90
|
20.25
|
Very High
|
133796
|
INF178L01095
|
|
BAF
Funds
|
AUM (Cr.)
|
1 Year
|
3 Years
|
Since
Inception
|
5 Yrs. SIP Returns
|
Riskometer
|
AMFI CODE
|
ISIN CODE
|
|
HDFC
Balanced Advantage Fund(G)
|
42,999.48
|
20.81
|
15.72
|
16.96
|
17.09
|
Very High
|
100119
|
INF179K01830
|
|
Aditya
Birla SL Balanced Advantage Fund(G)
|
6,568.04
|
11.17
|
12.92
|
9.55
|
-
|
Moderately High
|
131666
|
INF084M01AB8
|
|
Mirae
Asset Equity Allocator FoF-Reg(G)
|
215.97
|
20.99
|
-
|
40.44
|
-
|
Very High
|
148502
|
INF769K01GB5
|
Contact for Investment Advice, Give a Missed Call on 08045936028
|
Disclaimer:
Mutual Funds are subject to market risks please read the offer document
carefully before investing.