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Financial Independence - Woman's best friend

MINDFUL SAVING

According to UN Women, the theme for International Women’s Day, 2022 (IWD 2022) is Gender equality today for a sustainable tomorrow

 
 
Women’s Day is celebrated every year around the world on March 8.

Across the world, women depend more on, yet have less access to, natural resources, and often bear a disproportionate responsibility. Furthermore, IWD 2022 campaign theme is ‘#BreakTheBias’. It intends to promote a “gender equal world”, which is “free of bias, stereotypes, and discrimination”. “A world that is diverse, equitable, and inclusive”, and where “difference is valued and celebrated”.

Women over the last few decades have emerged from the four walls of houses, started working and have become earning members of the family. Women lack financial independence despite having income and stay away from investing due to ancient inequalities, resulting in poor participation in financial markets.

Saving Daily/Monthly for some specific goal or to build emergency fund…

 
 
 

Its as simple as making a diet meal plan…

Make a diversified portfolio to achieve your goal…

  

A long term life goal has become a priority. Saving for retirement for children’s education is not only a part of head of the family or a male member. Women shall contribute to the same through financial planning.

Why should a woman look at investing?

- Importance of financial equality and independence.

- To accomplish her financial goals or just grow overall wealth.

SAVE as small as Rs.500/month through SIP to accomplish Short/ Medium/ Long term goals goal.

 
 

It is best to keep emotional and behavioural biases at bay.

Human beings, by their very nature, are not always rational thinkers. Investments, on the other hand, are driven by sentiment in the short-term, and can thus witness high levels of volatility.

Always steer clear of get rich schemes and evaluate investments through the lens of merit and suitability to your long-term financial plan.

Bottom Line

Financial wellbeing is about being in control each day, financially, and feeling confident about the future. It really is as simple as that—take the initiative, create a plan, and stay disciplined. You are on your way to achieving both financial independence and true empowerment.

Avoid Mistakes

 
 

- Don’t invest in Traditional products (returns 5-6 %)

- Real Estate investment (Returns 6.5- 7.5 %) + maintenance cost

- Gold investment (Instead Gold bonds (5% p.a.) as an option)

Relocate SAVINGS to INVESTMENT to beat INFLATION

 


Suggested Schemes

Equity Scheme Names

AUM (Cr.)

1 Year (%)

3 Years (%)

Since Inception

5 Yrs. SIP Returns (%)

Riskometer

AMFI CODE

ISIN CODE

MULTICAP Category

(Flexi Cap+ Focused Funds)

HDFC Focused 30 Fund(G)

1,057.64

31.55

17.64

15.16

17.73

Very High

102760

INF179K01574

Mirae Asset Focused Fund-Reg(G)

8,302.04

27.73

-

28.35

-

Very High

147203

INF769K01ES4

IDFC Sterling Value Fund-Reg(G)

4,495.38

53.64

24.67

17.29

25.53

Very High

108909

INF194K01342

PGIM India Flexi Cap Fund-Reg(G)

3,521.63

32.41

28.99

15.29

27.50

Very High

133836

INF663L01FJ3

Quant Active Fund(G)

1,719.74

52.99

35.33

19.69

35.20

Very High

100631

INF966L01234

Large Cap & Mid Cap + Large Cap Fund

AUM (Cr.)

1 Year

(%)

3 Years

Since Inception

5 Yrs. SIP Returns

Riskometer

AMFI CODE

ISIN CODE

(%)

HDFC Large and Mid Cap Fund-Reg(G)

5,500.15

31.66

21.08

12.24

21.56

Very High

130496

INF179KA1RT1

Axis Growth Opp Fund-Reg(G)

5,735.00

35.92

26.56

24.95

-

Very High

145112

INF846K01J79

ICICI Pru Large & Mid Cap Fund(G)

3,823.71

34.75

21.47

18.44

22.07

Very High

100349

INF109K01431

Nippon India Large Cap Fund(G)

11,168.63

25.39

15.95

11.90

17.92

Very High

106235

INF204K01562

Aditya Birla SL Equity Advantage Fund(G)

6,031.09

26.70

21.32

18.00

19.59

Very High

100033

INF209K01165

Mid-cap + Small Cap

AUM (Cr.)

1 Year

3 Years

(%)

Since Inception

5 Yrs. SIP Returns

Riskometer

AMFI CODE

ISIN CODE

(%)

SBI Magnum Midcap Fund-Reg(G)

6,859.18

41.84

26.79

17.03

25.72

Very High

102941

INF200K01560

PGIM India Midcap Opp Fund-Reg(G)

4,362.77

47.50

36.93

19.93

34.81

Very High

125305

INF663L01DZ4

Aditya Birla SL Midcap Fund(G)

3,424.59

42.82

21.49

22.14

20.49

Very High

101592

INF209K01363

Nippon India Small Cap Fund(G)

18,933.35

64.28

32.61

20.99

32.53

Very High

113177

INF204K01HY3

Kotak Small Cap Fund(G)

6,810.75

54.53

36.21

18.07

33.50

Very High

102875

INF174K01211

ELSS (80/C- Tax saving schemes)

AUM (Cr.)

1 Year

3 Years

Since Inception

5 Yrs. SIP Returns

Riskometer

AMFI CODE

ISIN CODE

Nippon India Tax Saver (ELSS) Fund(G)

12,123.11

29.03

14.71

13.36

14.43

Very High

103196

INF204K01GK4

DSP Tax Saver Fund-Reg(G)

9,855.59

28.08

23.30

15.04

22.03

Very High

104772

INF740K01185

HDFC TaxSaver(G)

9329.11

25.51

14.85

23.63

15.50

Very High

101979

INF179K01BB8

IDFC Tax Advt(ELSS) Fund-Reg(G)

3,582.68

38.86

24.39

19.20

24.46

Very High

111569

INF194K01292

Sector Funds

AUM (Cr.)

1 Year

3 Years

Since Inception

5 Yrs. SIP Returns

Riskometer

AMFI CODE

ISIN CODE

Aditya Birla SL Digital India Fund(G)

3,085.95

48.18

37.45

12.55

43.47

Very High

103168

INF209K01140

Canara Rob Infrastructure Fund-Reg(G)

200.06

39.99

23.27

13.53

21.87

Very High

103390

INF760K01274

DSP India T.I.G.E.R Fund-Reg(G)

1,443.59

37.70

21.49

16.38

20.05

Very High

102434

INF740K01151

ICICI Pru Technology Fund(G)

7,795.01

51.54

37.53

13.41

46.90

Very High

100363

INF109K01506

Kotak Infra & Eco Reform Fund(G)

511.69

40.63

21.93

8.90

20.25

Very High

133796

INF178L01095

BAF Funds

AUM (Cr.)

1 Year

3 Years

Since Inception

5 Yrs. SIP Returns

Riskometer

AMFI CODE

ISIN CODE

HDFC Balanced Advantage Fund(G)

42,999.48

20.81

15.72

16.96

17.09

Very High

100119

INF179K01830

Aditya Birla SL Balanced Advantage Fund(G)

6,568.04

11.17

12.92

9.55

-

Moderately High

131666

INF084M01AB8

Mirae Asset Equity Allocator FoF-Reg(G)

215.97

20.99

-

40.44

-

Very High

148502

INF769K01GB5

Contact for Investment Advice, Give a Missed Call on 08045936028


Disclaimer: Mutual Funds are subject to market risks please read the offer document carefully before investing. 

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